Preparation workbook
First-Time Buyer Preparation Planner
A structured planner for a first application: paperwork, your own figures, and the questions to take to a qualified adviser.
No payment provider is connected, so this cannot be bought yet and no checkout is simulated. The price shown is a draft.
Who it's for
People preparing for a first mortgage application who want their documents, numbers and questions organised before speaking to an FCA-authorised adviser.
What it helps you do
- Work through preparation in a set order rather than in a panic
- Record your own deposit, target price and running costs in one place
- Read your own bank statements the way an underwriter might read them
- Turn vague worries into specific questions for an adviser
What's inside
- A printable document-gathering checklist for identity, income, banking and deposit evidence
- A plain-English worksheet for your own figures — deposit, target purchase price and other costs
- A prompt sheet for reviewing your own bank statements before someone else does
- A question sheet to take to an FCA-authorised mortgage adviser
- A preparation tracker so you can see what is still outstanding
Free things to try first
Optional educational preparation resources. Nothing here is mortgage advice, a lender or product recommendation, an eligibility assessment or a prediction of whether an application would be accepted.
- Mortgage Preparation Starter Checklist — free
A one-page starting point for the paperwork most people are asked for.
- Readiness checker
Eight broad preparation questions. It never says whether you would be eligible, approved or declined.
- First-Time Buyer Preparation Planner — £7.99
A preparation resource, not mortgage advice or a lender recommendation. Purchases are not switched on yet.
Questions
- Is this mortgage advice?
- No. Every resource here is educational preparation material. It does not assess your eligibility, recommend a lender or product, or predict whether an application would be accepted. For advice about your own circumstances, contact a suitably qualified FCA-authorised mortgage adviser directly.
- Can I buy it now?
- Not yet. Payments are not switched on while the wording, pricing and secure delivery of the files are still being finalised, so the buy buttons are deliberately disabled.
- What format will it be?
- A downloadable, printable PDF. Page counts are still being confirmed, so none is stated yet.
Commercial status
This page is a draft listing. Pricing, refund and digital-content terms are still under review and no payment provider is connected. Email hello@before-you-apply.com with questions about this resource.
Back to all preparation resources.