Free resource
Mortgage Preparation Starter Checklist
A short, free checklist covering the paperwork and figures most people are asked for, so you can see what you already have and what is missing.
How this free download works
A 3-page printable PDF for anyone at the very start of preparing for a UK mortgage application: a tick-box checklist covering identity and address, income and work, deposit and funds, banking and commitments and credit-file preparation, four questions worth asking a qualified adviser, space for your own three priorities, and pointers to independent sources such as MoneyHelper, the FCA and GOV.UK.
The download button appears on this page as soon as your request is submitted. Email delivery is not enabled yet, so nothing is sent to your inbox — save the PDF when the button appears. If you leave the page before saving it, just submit the short form again.
Marketing consent is separate, optional and unticked by default, and is never required to download the checklist. Please do not include confidential financial information.
Who it's for
Anyone at the very start of preparing for a mortgage application who wants a simple, no-cost starting point before deciding whether a fuller workbook would help.
What it helps you do
- See the usual evidence categories in one page instead of guessing
- Spot obvious gaps early, while there is still time to fix them
- Arrive at an adviser conversation with your own information organised
What's inside
- Page 1: a short introduction explaining what the checklist is for and the educational-only boundary
- Page 2: a tick-box preparation checklist grouped into identity and address, income and work, deposit and funds, banking and commitments, and credit-file preparation
- Page 2 also: four questions worth asking a qualified adviser, plus space to write your own three preparation priorities
- Page 3: pointers to independent sources (MoneyHelper, the FCA, GOV.UK and nation-specific guidance) and a short editorial note
Free things to try first
Optional educational preparation resources. Nothing here is mortgage advice, a lender or product recommendation, an eligibility assessment or a prediction of whether an application would be accepted.
- Mortgage Preparation Starter Checklist — free
A one-page starting point for the paperwork most people are asked for.
- Readiness checker
Eight broad preparation questions. It never says whether you would be eligible, approved or declined.
- All-Access Preparation Bundle — £19.99
A preparation resource, not mortgage advice or a lender recommendation. Purchases are not switched on yet.
Questions
- How do I get the free checklist?
- Enter your email address on this page and the download button appears on-screen immediately afterwards. Email delivery is not enabled yet, so nothing arrives in your inbox — save the PDF when the button appears.
- Do I have to agree to marketing emails to download it?
- No. The marketing consent box is separate, optional and unticked by default. The download does not depend on it.
- Is this mortgage advice?
- No. Every resource here is educational preparation material. It does not assess your eligibility, recommend a lender or product, or predict whether an application would be accepted. For advice about your own circumstances, contact a suitably qualified FCA-authorised mortgage adviser directly.
Commercial status
This page is a draft listing. Pricing, refund and digital-content terms are still under review and no payment provider is connected. Email hello@before-you-apply.com with questions about this resource.
Back to all preparation resources.